Advertisement Disclosure Policy

This website is my own business and it does accept advertising as a form of compensation. 

Product and Service Endorsements

I enjoy providing resourceful, educational, informative and FREE information to my visitors.  This is all provided by the owner and is unique and independent of any sponsorship or affiliate relationship.

Although I may be compensated when my visitors buy either and certain products or services, or click on certain advertisements that are mentioned, featured or recommended.  Rest assured that no advertiser will ever influence the content, topics or posts made on this website.

Payment is neither accepted nor exchange for products and services review and posts or articles are never composed for the purpose of including advertising.

Product and Service Claims

I take time seek and find high quality products and services--and affiliated companies that offer products and services--to do business with so that my visitors can have,receive, choose the links, evaluate them and purchase the best ones to fit their individual need. 

All views and opinions expressed on this website are purely my own and any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question before making the purchase.

Any product claim, statistic, quote, or other representation about a product or service that is featured on this site has been received from the manufacturer or the provider of the product. I have not necessarily used or tested each product. 

About Advertisers and Affiliates

This site contains third party advertisments from which I earn a small amount of compensation when a visitor clicks on one of them.

Google and Infolinks ads are used. Google ads are clearly identified as such, and Infolinks are the indicated by the green typeface and double underlined words that appear throughout the content pages.

There are also some affiliate merchants whose products are featured on my site. If you click on a banner, link or text advertisement and buy a product from these merchants I receive a small commission. Some of these affiliates include (but are not limited to),, and Cheks Superstore, and Credit Pros. is a participant in the Commission Conjunction Program and Amazon Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Commission Conjunction's advertisers' websites.

If you go directly to the product website, and not through my links, then I do not receive any compensation.

It takes time, money and effort to deliver original, free content and provide all the FREE advice, help, and information that this website offers. Please do support my sponsors and recommendations as this allows me to continue to make all the information on this website freely available and without charge.

Thank you for your contributions to this site - whether it's entering a competition, sharing a tip or feedback, commenting or providing ideas etc.

Continue to enjoy, and I appreciate your trust, loyalty and support.

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